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Mortgage Record Change - Errors and Corrections

The Application Advice returns errors and corrections to the lender in response to an individual Mortgage Record Change.

824 Data Format Description

ISA*00**00**ZZ*STFMSF00053*12* 8186665767INS*030206*1652*U*00400*000000007*Y*P*

This is the envelope segment for the 824.
  • 000000007 is the unique number for this envelope
GS*MG*STFM SF00014*8186665767INS*20030206*1652*7*X*004010~ This is the group segment for the 824.
  • 7 is the unique number for this group.
ST*824*0001~ This is the transaction segment for the 824.
  • 0001 is the unique number for this transaction.
BGN*00*TS266*20030206*165201** 1800~ This is the beginning segment for the 824.
  • 00 Original
  • 1800 the unique number from the originating 266..
N1*IN*State Farm Mutual Automobile Insurance Company*FI*370533100~ This is the sender of the 824.
  • IN Insurer
  • FI Federal Tax ID
  • 370533100 is the Tax ID of the sender
N1*SJ*INSURANCE TRACKING CO*FI*123456789~ This is the receiver of the 824.
  • SJ Service Provider
  • FI Federal Tax ID
  • 123456789 is the Tax ID of the receiver.
N1*LV*A - ONE MORTGAGE*FI*123456789~ This is the lender (new or current) for which the changes were made.
  • LV Lender
  • FI Federal Tax ID
  • 123456789 is the Tax ID of the lender.
REF*3L*A1~ This is the branch code of the lender, which, along with the Tax ID, creates a unique electronic signature.
  • 3L Branch Identifier
OTI*IR*LD*020941499*******266~ This is the start of the individual exceptions for each loan.
  • IR Exception
  • IC Correction
  • LD Loan Number
REF*IG*13P374667~ The policy number from the 266 if valid, otherwise, the corrected policy number from the insurer.
  • IG Policy Number.
REF*66*13P374667~ If the original policy number provided in the 266 was invalid.
  • 66 Incorrect Policy Number
REF*TV*HOME~ The policy type is returned in the 824 if corrected. Valid policy types are:

HOME, FLOOD, COTHR, RDP, DFIRE, EQKP, FARM, BOAT, RCUP, PPMBH, PPCHO, PPART, BOP.
  • TV Line of Business
REF*NF*25143~ The company code is returned in the 824 if corrected.
  • 25143 SF Fire
  • 43419 SF Lloyds
  • 25151 SF General
  • 10739 SF Florida
DTM*540****D8*20031015~ The policy expiration date will be returned in the 824 if corrected or this could be the Coverage Cease Date if the policy is cancelled.
  • 540 Policy Expiration Date
LM*AD~ The identification of the code source.
  • AD ACORD
LQ*ABS*100~ This policy error code.
  • 100 Policy not found
  • 110 Non pay cancel
  • 111 Insured cancel
  • 112 Company cancel
  • 115 Corrected
  • 180 Renewal Forthcoming
The next policy goes here by repeating the OTI - LQ segments.
SE*17*0001~ SE01 is the number of segments.

SE03 is the same number as ST02.
GE*1*7~ GE03 is the same number as GS06.

IEA*1*000000007~ IEA02 is the same number as ISA12.

 

 
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