Example 1 – Insurance Verification
Table 2 - Policy Detail
State Farm will respond to an electronic, telephone or written request for insurance information with an Insurance Verification if the delivery method for the lender is electronic (or electronic & paper).
|
811 Data Format |
Description |
HL*3*2*4*1; |
HL segments represent a looping structure within the standard transaction set. This loop is for policy detail |
LX*1; |
Section separator. This field will increment with each new notification. |
SI*AD*01*EPI; |
The transaction type for this request.
- EPI Insurance verification
|
PID*S*02*AD*MG; |
The PID identifies the party responsible for paying the insurance premium.
- IN Insured pays
- MG Mortgagee pays
|
REF*TV*HOME; |
Line of business identifies the type of policy.
Other Lines of business are:
- FLOOD Flood
- RDP Rental dwelling
- DFIRE Fire
- EQKP Earthquake
- FARM Farm
- BOAT Boat owners
- RCUP Rental condo unit owner
- PPMBH Mobil Home
- PPCHO Condominium
- PPART Apartment
- COTHR Business Other
- BOP Business owner
|
REF*NF*25143; |
The NAIC code identifies the State Farm affiliate underwriting the insurance policy.
- 25143 State Farm Fire
- 43419 State Farm Lloyds
- 25151 State Farm General
- 10739 State Farm Florida
|
REF*LD*A123459687; |
Loan number of the mortgaged property as identified on the insurance policy.
|
REF*IG*75RV34457; |
- IG Insurance policy number
|
REF*ABC*01; |
The Operation Center number is expected back with the 820 remittance advice (REF*32).
- ABC State Farm Operation Center Number
|
REF*0K*FP-7955.IL*HOMEOWNER POLICY;
REF*0K*LSP A1*REPLACEMENT COST;
REF*0K*FE-5703.1*HURRICANE DEDUCTIBLE: |
These segments represent the forms and endorsements associated with this insurance policy.
- 0K Policy form number and description
|
REF*UA*1; |
State Farm does not keep track of Loan Type. This is the order at which this lender appears on the insurance policy.
- 1 First mortgagee
- 2 Second mortgagee
- 3 Third mortgagee
|
AMT*PE*1012; |
This is the cost of the insurance policy for the entire term. This is NOT the amount due.
- PE Full term premium amount of the policy
|
DTM*007*20040131; |
This is the beginning date of the insurance policy’s term.
- 007 Policy effective date
|
DTM*036*20050131; |
State Farm insurance policies are continuous until cancelled. This is when the insurance policy term expires unless renewed.
- 036 Policy expiration date
|
NM1*U3*1*LITTLE, JOHN C; |
|
N3*42 NORTH MAIN STREET; |
Insurance agent address |
N4*LAPTON*AZ*85289; |
Insurance agent city, state and zip |
PER*AG**TE*5124984051; |
- AG Insurance agent telephone number
|
IT1**1*EA*0; |
Insurance Verification does not include a balance due and therefore, this amount should always be zero.
- EA Policy premium dollars
|
DTM*009*2004115; |
|
NM1*IL*1*DOE, JOHN; |
|
N3*27 COURT STREET; |
Insured mailing street address. |
N4*SAN FRANCISCO*CA*94111; |
Insured mailing city, state and zip |
NX2*15*12 MARKET STREET; |
Insured property street address.
- 15 Unstructured street address
|
NX2*07*BLOOMINGTON; |
Insured property city name.
|
NX2*08*IL; |
Insured property state name.
|
NX2*19*617050001; |
9 digit Insured property zip code if present.
- 19 Insured property zip (9 digit)
|
III*CV*DWELL; |
Insurance policy coverages.
|
AMT*2Y*214900; |
|
AMT*LU*42980; |
- LU Option coverage amount
|
AMT*AU*21490; |
- AU Building Ordinance or Law amount
|
AMT*PH*500; |
|
LQ*ZZ*35; |
- 35 Hurricane Coverage Addition
|
AMT*2Y*214900; |
|
PCT*PH*.05; |
|
III*CV*OS; |
Insurance policy coverages.
|
AMT*2Y*21490; |
- 2Y Other Structures risk amount
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