Example 3 - Policy Change/ Endorsement
Table 2 - Policy Detail
When a change to an insurance policy affects the premium, State Farm sends an Entry Endorsement. If the change does not affect the premium, a Non Entry Endorsement is created. Either of these changes will result in State Farm sending a Policy Change/ Endorsement for those lenders whose delivery method is electronic (or electronic & paper). |
811 Data Format |
Description |
HL*5*2*4*1; |
HL segments represent a looping structure within the standard transaction set. This loop is for policy detail |
LX*1; |
Section separator. This field will increment with each new notification. |
SI*AD*01*PCH; |
The transaction type for this request.
- PCH Policy Change/Endorsement
|
PID*S*02*AD*IN; |
The PID identifies the party responsible for paying the insurance premium.
- IN Insured pays
- MG Mortgagee pays
|
REF*TV*HOME; |
Line of business identifies the type of policy.
Other Lines of business are:
- FLOOD Flood
- RDP Rental dwelling
- DFIRE Fire
- EQKP Earthquake
- FARM Farm
- BOAT Boat owners
- RCUP Rental condo unit owner
- PPMBH Mobil Home
- PPCHO Condominium
- PPART Apartment
- COTHR Business Other
- BOP Business owner
|
REF*NF*25143; |
The NAIC code identifies the State Farm affiliate underwriting the insurance policy.
- 25143 State Farm Fire
- 43419 State Farm Lloyds
- 25151 State Farm General
- 10739 State Farm Florida
|
REF*LD*120594856756453; |
Loan number of the mortgaged property as identified on the insurance policy.
|
REF*IG*13GJ12139; |
- IG Insurance policy number
|
REF*ABC*01; |
The Operation Center number is expected back with the 820 remittance advice (REF*32).
- ABC State Farm Operation Center Number
|
REF*0K*FP-7955.IL*HOMEOWNER POLICY;
REF*0K*LSP A1*REPLACEMENT COST;
REF*0K*FE-5440*FUNGUS(INCLUDING MOLD) EXCL:
|
These segments represent the forms and endorsements associated with this insurance policy.
- 0K Policy form number and description
|
REF*UA*1; |
State Farm does not keep track of Loan Type. This is the order at which this lender appears on the insurance policy.
- 1 First mortgagee
- 2 Second mortgagee
- 3 Third mortgagee
|
AMT*PE*649; |
This is the cost of the insurance policy for the entire term. This is NOT the amount due.
- PE Full term premium amount of the policy
|
DTM*007*20040601; |
This is the beginning date of the insurance policy’s term.
- 007 Policy effective date
|
DTM*036*20050131; |
State Farm insurance policies are continuous until cancelled. This is when the insurance policy term expires unless renewed.
- 036 Policy expiration date
|
NM1*U3*1*LITTLE, JOHN C; |
|
N3*42 NORTH MAIN STREET; |
Insurance agent address |
N4*LAPTON*AZ*85289; |
Insurance agent city, state and zip |
PER*AG**TE*5124984051; |
- AG Insurance agent telephone number
|
IT1**1*EA*42.15; |
An entry endorsement resulted in an amount due. This policy should be paid using the 820 remittance advice.
- EA Policy premium dollars
|
DTM*814*20040726; |
|
DTM*009*20040507; |
|
DTM*152*20040601; |
- 152 Policy effective date of change
|
NM1*IL*1*DOE, JOHN; |
|
N3*27 COURT STREET; |
Insured mailing street address. |
N4*SAN FRANCISCO*CA*94111; |
Insured mailing city, state and zip |
NX2*15*12 MARKET STREET; |
Insured property street address.
- 15 Unstructured street address
|
NX2*07*BLOOMINGTON; |
Insured property city name.
|
NX2*08*IL; |
Insured property state name.
|
NX2*19*617050001; |
9 digit Insured property zip code if present.
- 19 Insured property zip (9 digit)
|
III*CV*DWELL; |
Insurance policy coverages.
|
AMT*2Y*214900; |
|
AMT*LU*42980; |
- LU Option coverage amount
|
AMT*AU*21490; |
- AU Building Ordinance or Law amount
|
AMT*PH*500; |
|
III*CV*OS; |
Insurance policy coverages.
|
AMT*2Y*21490; |
- 2Y Other Structures risk amount
|
