Property and Casualty Payment Remittance Overview


Access to and/or delivery of payment remittance information depends on the method of payment (electronic, paper) and the method of billing (electronic, paper) that has been used.

Mandated States - Minnesota domiciled providers

Subject to the Minnesota Statutes that require electronic medical billing, the Electronic Remittance Advice (ANSI X12 835 transaction) is available to those MN domiciled providers who bill electronically. A paper Explanation of Review (EOR) is generally not sent, however it is available upon request from the office that generated the payment. A paper EOR may be sent in addition to the 835 when electronic adjustment reasons are insufficient, incomplete, or unavailable.

Minnesota domiciled providers who send paper bills will receive a paper EOR and a paper draft if a payment is made and the provider has not enrolled for Electronic Funds Transfer (EFT).

For State Farm® Property and Casualty, there is no enrollment process necessary to receive electronic payment remittances. Enrollment is only required for EFT payments. Please refer to the Electronic Funds Transfer page for additional information.

When the provider has enrolled for Electronic Funds Transfer (EFT), a copy of the Explanation of Review (EOR) information is made available through the State Farm® B2B website.

Non-Mandated States

State Farm® Property and Casualty does not currently create the Electronic Remittance Advice (ANSI X12 835 transaction) for non-mandated states.

When the provider has enrolled for Electronic Funds Transfer (EFT), Explanation of Review (EOR) information can be accessed through the State Farm® B2B website. A paper EOR is not sent but is available upon request from the office that generated the payment.

When the provider has not enrolled for EFT, a paper EOR is sent. Payment, when applicable, is issued in the form of a paper draft.