Daily EDI Mortgagee Notification, Billing, & Payment
Automated Clearing House Payments
To ensure properly identified payment, the ACH transaction must be complete, including Amount, Tax Identification Number, and Trace Number*. Any payment that does not meet these requirements will cause a delay with State Farm's custody bank.
*For EDI Trading Partners, your Company Entry Description (Example: M97) value is character positions 11-13 located in the BIG02 in the 811 file.
*For Online Billing and Payment users, your Company Entry Description (Example: M97) value is the last three characters of the trace number of your online file.
The amount of payment should equal the total in the remittance detail sent to State Farm.
State Farm's custody bank will not accept checks mailed through the Post Office as payment.
Any problems delaying the payment should be communicated to the Lender Relations area at State Farm Corporate Headquarters.
CCD Transaction Format
File Header Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 1 |
2 | Priority Code | 2 | numeric |
3 | Immediate Destination | 10 | bTTTTAAAAC |
4 | Immediate Origin | 10 | bTTTTAAAAC |
5 | File Creation Date | 6 | yymmdd |
6 | File Creation Time | 4 | hhmm |
7 | File ID Modifier | 1 | uppercase alpha-numeric |
8 | Record Size | 3 | 094 |
9 | Blocking Factor | 2 | 10 |
10 | Format Code | 1 | 1 |
11 | Immediate Destination Name | 23 | alpha-numeric |
12 | Immediate Origin Name | 23 | alpha-numeric |
13 | Reference Code | 8 | alpha-numeric |
Company Batch Header Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 5 |
2 | Service Class Code | 2 | numeric |
3 | Company Code | 16 | mortgage company name |
4 | Company Discretionary Data | 2 | blank |
5 | Company ID | 10 | 1 plus mortgage tax id |
6 | Standard Entry Class Code | 3 | CCD |
7 | Company Entry Description | 10 | Example: M97 |
8 | Company Descriptive Data | 6 | blank |
9 | Effective Entry Date | 6 | date for same day settlement |
10 | Settlement Date | 6 | blank |
11 | Originator Status Code | 23 | alpha-numeric |
12 | Originating DFI ID | 8 | originator's routing/transit number |
13 | Batch Number | 7 | originator's batch number |
Entry Detail Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 6 |
2 | Transaction Code | 2 | 22 |
3 | Receiving DFI Identification | 8 | 02100001 |
4 | Check Digit | 1 | 8 |
5 | DFI Account Number | 17 | 8901589608 |
6 | Amount | 10 | insurance payment |
7 | Individual Identification Number | 15 | contents of TRN02 |
8 | Individual Name | 23 | State Farm Fire |
9 | Discretionary Data | 2 | blank |
10 | Addenda Record Identification | 1 | 1 |
11 | Trace Number | 15 | record 5 fields 12 + 13 |
Company/Batch Control Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 8 |
2 | Service Class Code | 3 | 220 |
3 | Entry Addenda Count | 6 | total number of 6 and 7 records |
4 | Entry Hash | 10 | hashed 6 records |
5 | Total Debit Entry Dollar Amount | 12 | 0 |
6 | Total Credit Entry Dollar Amount | 12 | same as record 6 field 6 |
7 | Company Identification | 10 | 1 plus mortgagee tax ID |
8 | Message Authentication Code | 22 | blank |
9 | Reserved | 6 | blank |
10 | Originating DFI Identification | 8 | same as record 5 field 12 |
11 | Trace Number | 7 | same as record 5 field 13 |
File Control Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 9 |
2 | Batch Count | 6 | numeric |
3 | Block Count | 6 | numeric |
4 | Entry/Addenda Count | 8 | numeric |
5 | Entry Hash | 10 | numeric |
6 | Total Debit Entry Amount | 12 | $$$$$$$$$$$$ |
7 | Total Credit Entry Amount | 12 | $$$$$$$$$$$$ |
8 | Reserved | 7 | blank |
CCD+ Transaction Format File Header Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 1 |
2 | Priority Code | 2 | numeric |
3 | Immediate Destination | 10 | bTTTTAAAAC |
4 | Immediate Origin | 10 | bTTTTAAAAC |
5 | File Creation Date | 6 | yymmdd |
6 | File Creation Time | 4 | hhmm |
7 | File ID Modifier | 1 | uppercase alpha-numeric |
8 | Record Size | 3 | 094 |
9 | Blocking Factor | 2 | 10 |
10 | Format Code | 1 | 1 |
11 | Immediate Destination Name | 23 | alpha-numeric |
12 | Immediate Origin Name | 23 | alpha-numeric |
13 | Reference Code | 8 | alpha-numeric |
Company Batch Header Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 5 |
2 | Service Class Code | 2 | numeric |
3 | Company Code | 16 | mortgage company name |
4 | Company Discretionary Data | 2 | blank |
5 | Company ID | 10 | 1 plus mortgage tax id |
6 | Standard Entry Class Code | 3 | CCD |
7 | Company Entry Description | 10 | Example: M97 |
8 | Company Descriptive Data | 6 | blank |
9 | Effective Entry Date | 6 | date for same day settlement |
10 | Settlement Date | 6 | blank |
11 | Originator Status Code | 23 | alpha-numeric |
12 | Originating DFI ID | 8 | originator's routing/transit number |
13 | Batch Number | 7 | originator's batch number |
Entry Detail Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 6 |
2 | Transaction Code | 2 | 22 |
3 | Receiving DFI Identification | 8 | 02100001 |
4 | Check Digit | 1 | 8 |
5 | DFI Account Number | 17 | 8901589608 |
6 | Amount | 10 | insurance payment |
7 | Individual Identification Number | 15 | contents of TRN02 |
8 | Individual Name | 23 | State Farm Fire |
9 | Discretionary Data | 2 | blank |
10 | Addenda Record Identification | 1 | 1 |
11 | Trace Number | 15 | record 5 fields 12 + 13 |
CCD+ Addenda Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 7 |
2 | Addenda Class Code | 2 | 05 |
3 | Payment Related Information | 80 | TRN*1* TRN02; |
4 | Addenda Sequence Number | 4 | 0001 |
5 | Entry Detail Sequence Number | 7 | record 5 field 13 |
Company/Batch Control Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 8 |
2 | Service Class Code | 3 | 220 |
3 | Entry Addenda Count | 6 | total number of 6 and 7 records |
4 | Entry Hash | 10 | hashed 6 records |
5 | Total Debit Entry Dollar Amount | 12 | 0 |
6 | Total Credit Entry Dollar Amount | 12 | same as record 6 field 6 |
7 | Company Identification | 10 | 1 plus mortgagee tax ID |
8 | Message Authentication Code | 22 | blank |
9 | Reserved | 6 | blank |
10 | Originating DFI Identification | 8 | same as record 5 field 12 |
11 | Trace Number | 7 | same as record 5 field 13 |
File Control Record
FIELD | DESCRIPTION | SIZE | CONTENT |
---|---|---|---|
1 | Record Type | 1 | 9 |
2 | Batch Count | 6 | numeric |
3 | Block Count | 6 | numeric |
4 | Entry/Addenda Count | 8 | numeric |
5 | Entry Hash | 10 | numeric |
6 | Total Debit Entry Amount | 12 | $$$$$$$$$$$$ |
7 | Total Credit Entry Amount | 12 | $$$$$$$$$$$$ |
8 | Reserved | 7 | blank |