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Mortgage Record Change

Errors and Corrections

Errors and Corrections

The Application Advice returns errors and corrections to the lender in response to an individual Mortgage Record Change.

824 Data Format Description
ISA*00**00**ZZ*STFMSF00053*12* 8186665767INS*030206*1652*U*00400*000000007*Y*P* This is the envelope segment for the 824.
  • 000000007 is the unique number for this envelope
GS*MG*STFM SF00014* 8186665767INS*20030206*1652*7*X*004010~ This is the group segment for the 824.
  • 7 is the unique number for this group.
ST*824*0001~ This is the transaction segment for the 824.
  • 0001 is the unique number for this transaction.
BGN*00*TS266*20030206*165201** 1800~ This is the beginning segment for the 824.
  • 00 Original
  • 1800 the unique number from the originating 266..
N1*IN*State Farm Mutual Automobile Insurance Company*FI*370533100~ This is the sender of the 824.
  • IN Insurer
  • FI Federal Tax ID
  • 370533100 is the Tax ID of the sender
N1*SJ*INSURANCE TRACKING CO*FI*123456789~ This is the receiver of the 824.
  • SJ Service Provider
  • FI Federal Tax ID
  • 123456789 is the Tax ID of the receiver.
N1*LV*A - ONE MORTGAGE*FI*123456789~ This is the lender (new or current) for which the changes were made.
  • LV Lender
  • FI Federal Tax ID
  • 123456789 is the Tax ID of the lender.
REF*3L*A1~ This is the branch code of the lender, which, along with the Tax ID, creates a unique electronic signature.
  • 3L Branch Identifier
OTI*IR*LD*020941499*******266~ This is the start of the individual exceptions for each loan.
  • IR Exception
  • IC Correction
  • LD Loan Number
REF*IG*13P374667~ The policy number from the 266 if valid, otherwise, the corrected policy number from the insurer.
  • IG Policy Number.
REF*66*13P374667~ If the original policy number provided in the 266 was invalid.
  • 66 Incorrect Policy Number
REF*TV*HOME~ The policy type is returned in the 824 if corrected. Valid policy types are:

HOME, PPTHO, PPUHO, FLOOD, COTHR, RDP, DFIRE, EQKP, FARM, BOAT, RCUP, PPMBH, PPCHO, PPART, BOP. The policy type will be returned in the 824 if corrected.
  • TV Line of Business
REF*NF*25143~ The company code is returned in the 824 if corrected.
  • 25143 SF Fire
  • 43419 SF Lloyds
  • 25151 SF General
  • 10739 SF Florida
DTM*540****D8*20031015~ The policy expiration date will be returned in the 824 if corrected or this could be the Coverage Cease Date if the policy is cancelled.
  • 540 Policy Expiration Date
LM*AD~ The identification of the code source.
LQ*ABS*100~ This policy error code.
  • 100 Policy not found
  • 110 Non pay cancel
  • 111 Insured cancel
  • 112 Company cancel
  • 115 Corrected
  • 180 Renewal Forthcoming
  • 181  Policy Type Not Supported
  • 182 State Farm Payment Plan
The next policy goes here by repeating the OTI - LQ segments.
SE*17*0001~ SE01 is the number of segments. SE03 is the same number as ST02.
GE*1*7~ GE03 is the same number as GS06.
IEA*1*000000007~ IEA02 is the same number as ISA12.